* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary-color: #1677d8;
    --primary-dark: #0f5fb0;
    --secondary-color: #2bb673;
    --accent-color: #11998e;
    --text-dark: #16324f;
    --text-light: #5b7691;
    --background-light: #f3fbf8;
    --white: #ffffff;
    --border-color: #d7ebe4;
    --shadow: 0 2px 10px rgba(22, 119, 216, 0.08);
    --shadow-lg: 0 6px 20px rgba(17, 153, 142, 0.16);
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    color: var(--text-dark);
    line-height: 1.6;
    background-color: var(--white);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header */
.header {
    background: rgba(255, 255, 255, 0.92);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    box-shadow: 0 10px 30px rgba(22, 50, 79, 0.08);
    border-bottom: 1px solid rgba(22, 119, 216, 0.08);
    position: sticky;
    top: 0;
    z-index: 100;
}

.header-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 18px 0;
    gap: 24px;
    position: relative;
}

.logo {
    font-size: 28px;
    font-weight: bold;
    color: var(--primary-color);
    letter-spacing: 1px;
    flex-shrink: 0;
}

.logo img {
    height: 88px;
    width: auto;
    display: block;
    filter: drop-shadow(0 8px 20px rgba(15, 95, 176, 0.16));
}

.nav {
    display: flex;
    gap: 10px;
    flex: 1;
    margin: 0 24px;
    align-items: center;
    justify-content: center;
    flex-wrap: wrap;
}

.nav a {
    text-decoration: none;
    color: var(--text-dark);
    font-size: 14px;
    font-weight: 600;
    padding: 10px 14px;
    border-radius: 999px;
    transition: color 0.3s ease, background-color 0.3s ease, transform 0.3s ease;
}

.nav a:hover {
    color: var(--primary-color);
    background-color: rgba(22, 119, 216, 0.08);
    transform: translateY(-1px);
}

.header-phone {
    color: var(--primary-color);
    text-decoration: none;
    font-size: 16px;
    font-weight: 700;
    white-space: nowrap;
}

.header-phone:hover {
    color: var(--primary-dark);
}

.menu-toggle {
    display: none;
    width: 48px;
    height: 48px;
    border: 1px solid rgba(22, 119, 216, 0.14);
    border-radius: 14px;
    background: var(--white);
    align-items: center;
    justify-content: center;
    flex-direction: column;
    gap: 5px;
    cursor: pointer;
    box-shadow: var(--shadow);
    flex-shrink: 0;
}

.menu-toggle span {
    width: 20px;
    height: 2px;
    border-radius: 999px;
    background: var(--text-dark);
    transition: transform 0.25s ease, opacity 0.25s ease;
}

.menu-toggle.is-open span:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
}

.menu-toggle.is-open span:nth-child(2) {
    opacity: 0;
}

.menu-toggle.is-open span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
}

.header-menu {
    display: flex;
    align-items: center;
    gap: 20px;
    flex: 1;
}

.header-cta {
    flex-shrink: 0;
}

/* Buttons */
.btn {
    padding: 12px 30px;
    border: none;
    border-radius: 14px;
    font-size: 14px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    text-decoration: none;
    display: inline-block;
    text-align: center;
}

.btn-primary {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--accent-color) 100%);
    color: var(--white);
    box-shadow: 0 12px 24px rgba(22, 119, 216, 0.18);
}

.btn-primary:hover {
    box-shadow: 0 16px 30px rgba(17, 153, 142, 0.22);
    transform: translateY(-2px);
}

.btn-secondary {
    background-color: transparent;
    color: var(--text-dark);
    border: 2px solid var(--text-dark);
}

.btn-secondary:hover {
    background-color: var(--text-dark);
    color: var(--white);
}

.btn-large {
    padding: 15px 50px;
    font-size: 16px;
}

.btn-block {
    width: 100%;
}

.btn:disabled {
    cursor: not-allowed;
    opacity: 0.72;
    transform: none;
}

.form-success {
    margin-top: 18px;
    padding: 14px 16px;
    border-radius: 14px;
    background: rgba(43, 182, 115, 0.12);
    color: #146c43;
    font-size: 14px;
    font-weight: 600;
    text-align: center;
}

.form-success.is-error {
    background: rgba(220, 53, 69, 0.12);
    color: #842029;
}

.form-honeypot {
    position: absolute;
    left: -9999px;
    opacity: 0;
    pointer-events: none;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, #eef6ff 0%, #e6f8f0 100%);
    color: var(--text-dark);
    padding: 110px 0 95px;
    text-align: center;
}

.hero-content h1 {
    font-size: 56px;
    max-width: 980px;
    margin: 0 auto 20px;
    font-weight: 800;
    line-height: 1.12;
    letter-spacing: -0.02em;
}

.hero-content p {
    font-size: 18px;
    max-width: 760px;
    margin: 0 auto 12px;
    opacity: 0.95;
}

.hero-subtitle {
    font-size: 20px;
    margin-bottom: 34px;
    font-weight: 700;
    color: var(--primary-dark);
}

.hero .btn {
    margin-top: 20px;
    background-color: var(--accent-color);
    color: var(--white);
}

.hero .btn:hover {
    background-color: #0f857d;
}

/* Consultation Section */
.consultation {
    background-color: var(--background-light);
    padding: 60px 0;
}

.consultation h2 {
    text-align: center;
    font-size: 32px;
    margin-bottom: 40px;
    color: var(--text-dark);
}

.form {
    background-color: var(--white);
    padding: 40px;
    border-radius: 22px;
    max-width: 640px;
    margin: 0 auto;
    box-shadow: 0 20px 45px rgba(22, 50, 79, 0.08);
    border: 1px solid rgba(22, 119, 216, 0.08);
}

.form-group {
    margin-bottom: 25px;
}

.form-group label {
    display: block;
    margin-bottom: 10px;
    font-weight: 600;
    color: var(--text-dark);
}

.form-group input[type="text"],
.form-group input[type="tel"],
.form-group input[type="email"] {
    width: 100%;
    padding: 12px 15px;
    border: 1px solid var(--border-color);
    border-radius: 5px;
    font-size: 14px;
    transition: border-color 0.3s ease;
}

.form-group input[type="text"]:focus,
.form-group input[type="tel"]:focus,
.form-group input[type="email"]:focus {
    outline: none;
    border-color: var(--secondary-color);
    box-shadow: 0 0 0 3px rgba(244, 162, 97, 0.18);
}

.amount-options {
    display: flex;
    gap: 15px;
    flex-wrap: wrap;
}

.option-btn {
    flex: 1;
    min-width: 120px;
    padding: 12px 15px;
    border: 2px solid var(--border-color);
    border-radius: 5px;
    text-align: center;
    cursor: pointer;
    transition: all 0.3s ease;
    font-weight: 600;
}

.option-btn:hover {
    border-color: var(--secondary-color);
    background-color: rgba(244, 162, 97, 0.08);
}

.option-btn input[type="radio"] {
    cursor: pointer;
}

.option-btn input[type="radio"]:checked + * {
    color: var(--primary-color);
}

.checkbox {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    cursor: pointer;
    font-weight: normal;
    line-height: 1.5;
}

.checkbox input[type="checkbox"] {
    margin-top: 5px;
    cursor: pointer;
    width: 18px;
    height: 18px;
}

.checkbox a {
    color: var(--secondary-color);
    text-decoration: none;
}

.checkbox a:hover {
    text-decoration: underline;
}

/* Credit Types */
.credit-types {
    padding: 80px 0;
    background-color: var(--white);
}

.credit-types h2 {
    text-align: center;
    font-size: 32px;
    margin-bottom: 50px;
    color: var(--text-dark);
}

.types-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.type-card {
    background: linear-gradient(180deg, rgba(255, 255, 255, 1) 0%, rgba(243, 251, 248, 0.78) 100%);
    color: var(--text-dark);
    padding: 40px;
    border-radius: 22px;
    box-shadow: 0 16px 35px rgba(22, 50, 79, 0.07);
    transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
    border: 1px solid rgba(22, 119, 216, 0.08);
}

.type-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 24px 45px rgba(17, 153, 142, 0.14);
    border-color: rgba(43, 182, 115, 0.24);
}

.type-card h3 {
    font-size: 20px;
    margin-bottom: 20px;
    font-weight: 700;
}

.type-card .rate {
    font-size: 24px;
    font-weight: bold;
    margin-bottom: 10px;
}

.type-card .limit {
    font-size: 16px;
    opacity: 0.9;
    margin-bottom: 15px;
}

.type-card .currencies {
    font-size: 13px;
    opacity: 0.85;
    margin-bottom: 15px;
    font-style: italic;
}

.type-card p {
    font-size: 14px;
    opacity: 0.9;
}

/* Working Scheme */
.scheme {
    padding: 80px 0;
    background-color: var(--background-light);
}

.scheme h2 {
    text-align: center;
    font-size: 32px;
    margin-bottom: 15px;
    color: var(--text-dark);
}

.section-subtitle {
    text-align: center;
    font-size: 16px;
    color: var(--text-light);
    margin-bottom: 50px;
}

.scheme-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
    margin-bottom: 60px;
}

.scheme-step {
    background-color: var(--white);
    padding: 32px;
    border-radius: 22px;
    box-shadow: 0 16px 35px rgba(22, 50, 79, 0.07);
    text-align: center;
    transition: all 0.3s ease;
    border: 1px solid rgba(22, 119, 216, 0.08);
}

.scheme-step:hover {
    box-shadow: 0 24px 45px rgba(17, 153, 142, 0.14);
    transform: translateY(-8px);
    border-color: rgba(43, 182, 115, 0.24);
}

.step-number {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-dark) 100%);
    color: var(--white);
    width: 50px;
    height: 50px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    font-weight: bold;
    margin: 0 auto 20px;
}

.scheme-step h3 {
    font-size: 18px;
    margin-bottom: 15px;
    font-weight: 700;
}

.scheme-step p {
    font-size: 14px;
    color: var(--text-light);
    line-height: 1.6;
}

.free-badge {
    display: inline-block;
    background-color: #e6f7f0;
    color: #158f67;
    padding: 5px 12px;
    border-radius: 20px;
    font-size: 12px;
    font-weight: 600;
    margin-top: 15px;
}

.scheme-highlight {
    background: linear-gradient(135deg, #eef7ff 0%, #e3f7ef 100%);
    color: var(--text-dark);
    padding: 40px;
    border-radius: 10px;
    text-align: center;
    border: 1px solid var(--border-color);
}

/* Advantages */
.advantages {
    padding: 80px 0;
    background-color: var(--white);
}

.advantages h2 {
    text-align: center;
    font-size: 32px;
    margin-bottom: 50px;
    color: var(--text-dark);
}

.advantages-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
}

.advantage-card {
    background: linear-gradient(180deg, #ffffff 0%, #f6fbff 100%);
    padding: 32px;
    border-radius: 22px;
    text-align: center;
    transition: all 0.3s ease;
    border: 1px solid rgba(22, 119, 216, 0.08);
    box-shadow: 0 14px 30px rgba(22, 50, 79, 0.06);
}

.advantage-card:hover {
    border-color: rgba(43, 182, 115, 0.32);
    transform: translateY(-8px);
    box-shadow: 0 22px 42px rgba(17, 153, 142, 0.14);
}

.advantage-icon {
    font-size: 40px;
    margin-bottom: 15px;
}

.advantage-card h3 {
    font-size: 18px;
    margin-bottom: 12px;
    font-weight: 700;
    color: var(--text-dark);
}

.advantage-card p {
    font-size: 14px;
    color: var(--text-light);
}

/* Partners */
.partners {
    padding: 80px 0;
    background-color: var(--background-light);
}

.partners h2 {
    text-align: center;
    font-size: 32px;
    margin-bottom: 50px;
    color: var(--text-dark);
}

.partners-list {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 20px;
    margin-bottom: 60px;
}

.partner-logo {
    background-color: var(--white);
    padding: 30px;
    border-radius: 20px;
    text-align: center;
    font-weight: 700;
    color: var(--text-dark);
    box-shadow: 0 14px 30px rgba(22, 50, 79, 0.06);
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 100px;
    border: 1px solid rgba(22, 119, 216, 0.08);
}

.partners-cta {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--accent-color) 100%);
    color: var(--white);
    padding: 48px;
    border-radius: 24px;
    text-align: center;
    box-shadow: 0 24px 50px rgba(22, 119, 216, 0.22);
}

/* FAQ */
.faq {
    padding: 80px 0;
    background-color: var(--white);
}

.faq h2 {
    text-align: center;
    font-size: 32px;
    margin-bottom: 50px;
    color: var(--text-dark);
}

.faq-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 30px;
}

.faq-item {
    background-color: var(--background-light);
    padding: 28px;
    border-radius: 18px;
    border-left: 4px solid var(--secondary-color);
    transition: all 0.3s ease;
    box-shadow: 0 12px 26px rgba(22, 50, 79, 0.05);
}

.faq-item:hover {
    box-shadow: var(--shadow);
    transform: translateX(5px);
}

.faq-question {
    font-size: 16px;
    font-weight: 700;
    color: var(--text-dark);
    margin-bottom: 12px;
}

.faq-answer {
    font-size: 14px;
    color: var(--text-light);
    line-height: 1.6;
}

/* Footer */
.footer {
    background: linear-gradient(135deg, #0f2f54 0%, #0d6b72 100%);
    color: var(--white);
    padding: 42px 0;
    text-align: center;
}

.footer-content {
    font-size: 14px;
    opacity: 0.96;
}

.footer-content a {
    color: var(--white);
    text-decoration: none;
    font-weight: 600;
}

.footer-content a:hover {
    text-decoration: underline;
}

.footer-content p {
    margin: 5px 0;
}

/* Cookie Banner */
.cookie-banner {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background-color: rgba(0, 0, 0, 0.95);
    color: var(--white);
    padding: 20px;
    z-index: 1000;
    display: flex;
    align-items: center;
    justify-content: center;
    animation: slideUp 0.3s ease;
}

.cookie-banner.hidden {
    display: none;
}

@keyframes slideUp {
    from {
        transform: translateY(100%);
    }
    to {
        transform: translateY(0);
    }
}

.cookie-content {
    max-width: 1200px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    flex-wrap: wrap;
}

.cookie-content p {
    flex: 1;
    min-width: 300px;
    margin: 0;
    font-size: 14px;
}

.cookie-buttons {
    display: flex;
    gap: 15px;
    flex-wrap: wrap;
}

.cookie-buttons .btn {
    white-space: nowrap;
}

/* Responsive */
@media (max-width: 768px) {
    .header-content {
        flex-wrap: wrap;
        gap: 12px;
        padding: 12px 0;
    }

    .logo {
        order: 1;
    }

    .header-phone {
        order: 2;
        flex: 1;
        min-width: 0;
        font-size: 14px;
        overflow: hidden;
        text-overflow: ellipsis;
    }

    .menu-toggle {
        display: inline-flex;
        order: 3;
    }

    .header-menu {
        display: none;
        order: 4;
        width: 100%;
        flex-direction: column;
        align-items: stretch;
        gap: 14px;
        padding: 16px;
        margin-top: 2px;
        border-radius: 18px;
        background: rgba(255, 255, 255, 0.98);
        box-shadow: 0 18px 36px rgba(22, 50, 79, 0.12);
        border: 1px solid rgba(22, 119, 216, 0.08);
    }

    .header-menu.is-open {
        display: flex;
    }

    .nav {
        flex-direction: column;
        gap: 8px;
        margin: 0;
        width: 100%;
        align-items: stretch;
    }

    .nav a {
        font-size: 14px;
        width: 100%;
        text-align: center;
        background-color: rgba(22, 119, 216, 0.04);
    }

    .header-cta {
        width: 100%;
    }

    .header .btn:not(.menu-toggle) {
        width: 100%;
    }

    .hero-content h1 {
        font-size: 38px;
    }

    .hero-content p {
        font-size: 16px;
    }

    .form {
        padding: 25px;
    }

    .amount-options {
        flex-direction: column;
    }

    .option-btn {
        min-width: auto;
    }

    .scheme-grid,
    .advantages-grid,
    .types-grid,
    .partners-list {
        grid-template-columns: 1fr;
    }

    .cookie-content {
        flex-direction: column;
        gap: 15px;
    }

    .cookie-content p {
        min-width: auto;
    }

    .cookie-buttons {
        width: 100%;
    }

    .cookie-buttons .btn {
        flex: 1;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 15px;
    }

    .logo {
        font-size: 24px;
    }

    .logo img {
        height: 62px;
    }

    .header-phone {
        font-size: 13px;
    }

    h2 {
        font-size: 24px !important;
    }

    .hero-content h1 {
        font-size: 30px;
    }

    .hero-content p {
        font-size: 14px;
    }

    .btn-large {
        padding: 12px 25px;
        font-size: 14px;
    }

    .faq-grid {
        grid-template-columns: 1fr;
    }
}